About Us

Mirai: Your Turnkey Payment Application Solution

Mirai is a technology company specializing in turnkey payment application solutions. We provide merchants and partners with the most advanced data security technology and web-based solutions to reduce the scope of PCI and enable secure payments in any environment.

Our wide selection of products and tools includes solutions for:

• EMV

• Encryption

• Tokenization

• NFC/Contactless Payments

• Card Vaulting

• Card Account Updater

• Mobile Applications

• Customizable Simple Payment Page

• FSA, EBT, Level II and Level III

• International processing

We support multiple integration methods, from direct integration to our best-in-class self-running payment gateway. At Mirai, we pride ourselves on offering a personalized approach to achieve our collective goal: helping businesses succeed. Our tailored integration and superior customer service make Mirai the best solution for businesses of all sizes.

Why Mirai?

• Security: Mirai implements the most advanced data security technology to protect your customers' payment information.

• Flexibility: Mirai offers a wide range of products and tools to meet the needs of any business, regardless of size or industry.

• Scalability: Mirai's solutions are scalable to grow with your business.

• Support: Mirai provides personalized support to help you integrate and use our solutions effectively.

Contact us today to learn more about how Mirai can help your business.

Integrations Made Easy! 

 We take the guesswork out of integrating with the Mirai Gateway by providing you with a single point of contact for the lifecycle of your integration development.

By meeting with an integrations specialist at Mirai, we’ll help determine the best solution and ensure the proper support from beginning to end.

Whether you are looking for a direct integration or a semi-integrated solution, all of our integration resources can be found in one place.

• Direct API Integrations

• RESTful Transaction API

• SOAP API

• Semi-Integrated Solutions

• Ancillary APIs & Products

• Boarding API

• Recurring Billing API

• Reporting API

• Wallet API

• Hosted Payments

  Reach out to our Integration team today!

Solutions

Processor ISV Support

Our Mirai Gateway provides our ISV partners and merchants a one-to-many transactional gateway enabling access to all major credit and debit card processors, ACH companies and Gift and Loyalty providers with a single integration.  Our partners include but are not limited to First Data (Omaha, North, South, Nashville and BUYPASS), TSYS, Chase Paymentech, Vantiv, Global Payments, WordPay, Heartland Payments, Elavon, Spindle, ProfitStars, and SAGE.

Our goal is to help you grow and retain your customer portfolio with a vast array of products and seamless solutions.  Our newest product offers integrators ISVs and merchants an EMV solution while also providing an out of scope PA-DSS solution. Additionally, the Mirai Gateway has solutions for Point to Point Encryption, multi-use tokenization, signature capture, check image storage, recurring payments, and card account updater to name a few.

Mirai Gateway is a PCI Certified Level 1 Service Provider and our partners have access to our Gateway support team 24/7/365.  We offer our partners cutting-edge technology with reliable support.

Complete Solutions for our Partners Include:

• EMV solution for Integrators ISVs and Merchants

• Secure Payment Processing (Encryption and Tokenization)

• Variety of APIs for easy and direct integration

• Virtual terminal, Boarding tool and Real-Time Reporting

• Integrated Mobile Payment Application

• Gateway Emulator Products

• 24/7/365 United States-based Gateway Technical Support

• Customizable and Branded Solutions

Data Security

Mirai’s open platform is designed to offer reliable data security while reducing the scope of PCI.  Our platform offers the most cost effective and efficient services to protect data from the point of capture to storage and token management.  This full-service suite of solutions enables our customers and industry partners to process payments with the assurance of data security.

PCI Compliance

Mirai is dedicated to maintaining a high level of security and compliance to protect sensitive data.

“The Payment Card Industry Data Security Standard (PCI DSS) was developed to encourage and enhance cardholder data security and facilitate the broad adoption of consistent data security measures globally. PCI DSS provides a baseline of technical and operational requirements designed to protect account data.”   
 – PCI DSS

Mirai is a Level 1 Service Provider and continually complies with PCI DSS requirements.  Compliance is verified annually through a leading third-party PCI QSA firm in the industry, A-LIGN.

Mirai also develops and maintains payment applications supporting card present transactions via card swipes or keyed into a terminal.  Mirai’s platform is certified according to the Payment Application Data Security Standard (PA DSS).  Compliance is verified through a leading third-party PA QSA firm in the industry, Security Metrics.

EMV

Our EMV solutions is are an all-in-one light weight, highly secure client application that integrates into the transaction process of the point of sale.  Our EMV solutions handles the collection and transmission of sensitive payment information, thereby shouldering the responsibility of certification for the merchants and integrators.

• Zero footprint middleware solution

• Platform independent

• Reduce installation and deployment time

• Ease of integration with Java SDK, Public JSON REST API or .net assembly

• EMV device support

Cloud

Our newest Mirai Cloud product makes payments weightless with no local software install! A true omni-channel solution for a merchant looking to solve for counter top or wireless devices, PCs or tablets, iOS or Android--it's all in our cloud solution. PG Cloud Mirai’s technology is highly scalable and allows the end user to view and manage all devices across multiple locations via our online portal.

iOS

Offering PA-DSS mobile payments for retail and restaurant, Mirai ioS supports iPad and iPhone devices with iOS 8.0 and above and utilizes the Bluetooth connectivity feature. Take it mobile to pay at the table and reduce the scope of PCI using encryption and tokenization.