Privacy Policy/Terms of Service
Privacy Policy/Terms of Service
Effective Date: October 12, 2022
Mirai Ventures LLC ("us," "we," or "our") operates the website at http://www.getmirai.com (the "Site") under the trade name "MIRAI or Mirai." This Privacy Policy outlines our policies regarding the collection, use, and disclosure of Personal and Business Information received from users of the Site.
1. Information Collection and Use
When you use our Site or complete any forms, we may request personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to, your name, email address, account numbers, login ID, driver's license information, IP address, and phone number. By using the Site or our services, you agree to the collection and use of this Personal Information in accordance with this Privacy Policy.
Additionally, we may collect information about your browser, IP address, device (including device ID and advertising ID), operating system, and your online activities, such as the websites you visit. We may also gather location data through GPS, cellular networks, Wi-Fi networks, browser services, or information provided by you. We collect other information submitted through our online services, such as requests to enroll in offers, chat interactions with customer service agents, and responses to online surveys.
We use your Personal Information to:
Process and establish your merchant processing account for the acceptance of credit/debit/gift card payments.
Process your payment transactions.
Protect against and prevent fraud and other legal or information security risks.
Provide personalized services and recommendations.
Operate, evaluate, and improve our business, which may include data anonymization and analytics.
Serve other purposes for which we provide specific notice at the time of collection or as authorized or required by law.
2. Sharing Your Information
We may share your information in the following circumstances:
To provide services as per our agreement with you.
With our member sponsor Bank(s) and its family of companies, including Wells Fargo Bank, N.A., Central Bank of St. Louis, and their current and future subsidiaries or affiliates.
With our service providers, such as those who send texts or emails on our behalf, operate or analyze our online services, and perform advertising services.
With our business partners for the fulfillment of advertising campaigns, such as sharing information when you interact with social media widgets.
When required by law, court order, or government agency request, or when investigating potential fraud.
In the event of a business transaction, where your information may be transferred to a successor.
With third parties at your request or with your authorization.
For other reasons as described in this Privacy Policy or other communication.
3. Cookies
We use cookies, which are small data files with unique identifiers, to collect information. You can configure your browser to refuse cookies or receive notifications when a cookie is sent. However, rejecting cookies may limit your access to certain parts of our Site.
4. Security
The security of your Personal Information is important to us. While we strive to use commercially acceptable methods to protect your data, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee that the Internet is entirely secure, so we advise you to exercise caution, not to use our online services on jailbroken or rooted devices, and to protect your passwords.
5. International Data Transfer
If you reside outside of the United States, you understand and agree that we may transfer your information to the United States. Our online services and associated practices are subject to applicable U.S. laws.
6. Changes to this Privacy Policy
This Privacy Policy is effective as of the [Effective Date] and will remain in effect, except for changes to its provisions in the future. Any updates will take effect immediately after being posted on this page.
We reserve the right to update or modify our Privacy Policy at any time, so please check this page periodically. Your continued use of the Site or our services after we post any modifications to the Privacy Policy indicates your acknowledgment of the changes and your consent to be bound by the modified Privacy Policy.
If we make material changes to this Privacy Policy, we will notify you through the email address you have provided or by prominently displaying a notice on the Site.
Contact Us
If you have any questions about this Privacy Policy, please contact us.